Colorado Springs Realtist Association
Colorado Springs Realtist Association
Our Colorado Springs membership comprises several disciplines within the real estate industry as well as local entrepreneurs and small businesses. We provide our members with opportunities for continuing education if needed, unique and advanced certifications and the educational tools and resources that they need to deliver the best services possible to their clientele.
We offer local and national membership programs that offer many networking opportunities and resources through our partnerships we have developed. The annual membership also includes the opportunity to join several exclusive affiliate memberships within our organization.
We offer live networking events, training workshops,online education webinars, classes to include continuing education and certifications classes.We host live community days connecting the community with our professional membership as well as our partners and various resources within the community.
Our local Realtist are active within their respective disciplines and stay in touch with our community to help address those barriers to home ownership through networking events, community days online or live education and working with other local organizations to provide the resources needed to move towards the goal of black homeownership and closing the wealth gap.
We regularly engage with our local and state elected and appointed officials in an effort to stay up to date on matters that affect our community as well as to educate, inform and share with our representatives the homeownership needs that are specific to our black and brown community members.
Our Realtist are advocates for “Democracy in Housing".”
If you would like to be notified of our upcoming events send an email to coloradospringsrealtist@gmail.com requesting to be added to our email list.
SHIBA BACKGROUND AND HISTORY
The Term SHIBA, is the acronym used to represent our focus on the State of Housing in Black America (SHIBA).
The recent collapse of the housing market and subsequent recession has been particularly devastating to the Black community. Not only has our homeownership rate plummeted, but, accessing mortgage credit has become nearly impossible outside of government insured programs such as the FHA and VA. Unemployment also remains high, in the double digits for Blacks, and vacant and abandoned properties clutter our communities.
The SHIBA Report is designed to shed light on many of the issues centered on foreclosure mitigation, neighborhood blight, and disaster recovery for Blacks. More importantly, NAREB has endorsed several policy initiatives in this report. They address rebuilding the mortgage finance system to make loans more available for Black families, ensuring an adequate supply of credit to finance affordable rental housing, and creating a funding vehicle—specifically a community infrastructure bank—to provide the financing to enable broad-based community revitalization and jobs for unemployed workers.
THE SHIBA REPORT
The SHIBA Report is very comprehensive. It provides a detail view into the real numbers and facts that impact and impede Black families from realizing the dream of homeownership. NAREB is committed to changing the statistics through our members and industry relationships. Our goal is to continue to show Black families the issues which affect them, and bring solutions to overcome these barriers. Take time to review the Report which was published in 2013. Since that time, NAREB has moved beyond the data to provide solutions. Find out more at one of our many chapters across the country, or simply contact us at our corporate office.
Two Million New Black Homeowners Program (2Mn5)
The National Association of Real-Estate Brokers (NAREB) Two Million New Black Homeowner Program (2MN5) is one of NAREB’s solutions in response to its annual report the State of Housing in Black America (SHIBA) ®, with a short and long-term core objectives to eliminate the racial gap and disparities in homeownership in the United States (41% Black vs. 71% White).
The Program includes the following activities that support NAREB’s motto of Democracy in Housing:
- Advocacy for Black homeownership with public and private sector leaders at the local, state and federal levels;
- Advertising and marketing to black consumers on the financial and other benefits of Black Homeownership;
- Activism for access to credit and the reform and changing of regulatory policies and laws that support increased Black homeownership;
- Action-based community outreach that raises awareness and educates communities across the country of the important role homeownership plays in closing the wealth gap in the black community;
- Neighborhood and Community Development Projects that foster homeownership;
- Advocacy and Leadership Development Training for NAREB local leaders and other community and neighborhood stakeholders;
- Business development training and technical assistance for Black entrepreneurs through NAREB’s Share the Wealth Series and NAREB University;
NAREB fully understands that eliminating the 30% gap in homeownership throughout the U.S. will require organizational discipline, advocacy, focus and partnerships with the faith, business, foundation, and public sectors. The 2MN5 Program will be implemented both locally and nationally by NAREB with its staff, consultants, members, the NAREB Affiliates, faith-based institutions, community and
neighborhood organizations, and public and sector institutions.NAREB will measure its impact through the 2MN5 Program via success and progress on victories locally and/or nationally by using criteria such as:
- Increasing homeownership in the black communities over five years;
- Increasing the size and scope of black business in real-estate;
- Strengthening the foundation of black wealth through land ownership;
- Raising the awareness of the important role homeownership plays in wealth creation in the black community;
- Transforming targeted neighborhoods in selected cities;
- Advocating for local, state and national legislative and regulatory reforms to promote Democracy in Housing that will help increase Black Homeownership.
Why is Black Homeownership Important ?
- Income Matters – consistent income matters to your eligibility to buy a home.
- Credit matters – Your Credit report is a key element in the affordability of homeownership.
- Property selection matters – understanding the community you desire to live in matters. There are specific areas that matter for 1st-time homebuyers, 2nd-time homeowners, investors and so on.
- Your mortgage matters – having a Realtist walk you through the process matters.
- Maintenance of your home matters – your home is an asset that will appreciate when you take care of it.
- Budget accordingly.
- Protection of your home (land asset) matters – protect the wealth you are building via insurance and security.
- Payoff matters— full ownership matters. Having a strategy for payoff is an important part of the road to
- wealth via homeownership. A paid off home reduces your cost of living allowing you to save and invest for other things.
- Transfer Matters – Selling at the right time is how wealth can be created via cross-generational homeownership.
Key Elements of the 2MN5 Program
- Access to Advocacy
- Local and National Advocacy DaysNAREB Leadership and Advocacy Training
- Shaping public opinion on Black Homeownership
- Access to Information
- Marketing & Advertising Campaign on 2MN5 to Black consumers
- NAREB Share the Wealth Series
- NAREB SHIBA Solutions Series
- Community Wealth Building Days & Homebuyer Expos
- Researching and tracking local homeownership and lending trends
- State of Housing In Black America Report (SHIBA)
- NAREB Religious Literacy Primer
- Access to Markets
- NAREB Local and (Community Wealth Building Day and Homebuyer Expo, Realtist Week, Homeownership Weekend, Homeownership for Veterans)
- Asset Management, vendor and supplier diversity opportunities for Black business owners
- Career and employment opportunities for Black people interested in real estate related professions
- Restoring dilapidated properties
- Developing new single-family-owned homes in cities in partnership with local residents, faith-based
- institutions, and other organizations, including NAREB’s affiliates
- Access to Capital and Financing for Consumers and Small Business Owners
- Funding for Neighborhood & Community Development Projects (single-family, mixed-use and multifamily)
- NAREB Down payment and closing cost assistance grants
- Small business lending for Black business owners
- Access to Local and National Partnerships with Faith-based Institutions
- Partnerships and collaborations with faith-based institutions to grow the rate of Black homeownership and to develop real estate.
